Current Mortgage Rates in Opelika, Alabama
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Opelika Average |
|
| 30-yr. fixed | 6.50% |
| 30-yr. fixed jumbo | 7.25% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 7.12% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 7.00% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Opelika, Alabama
| Opelika 30-yr. fixed Mortgage Rates | Opelika 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.54% | 8.04% | 3.72 | Citibank | 7.25% | 7.36% | 0.21 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.04% | 7.15% | 0.44 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.17% | 7.22% | 0.12 |
| Wells Fargo | 6.69% | 6.83% | 0.25 | Chase | 6.96% | 7.02% | 0.21 |
| Chase | 6.62% | 6.71% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Opelika 15-yr. fixed Mortgage Rates | Opelika 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.36% | 8.55% | 6.45 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.44% | 7.60% | 0.50 |
| Wachovia | 5.76% | 6.03% | 0.87 | Wells Fargo | 7.82% | 7.95% | 0.43 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.37 | ||||
| Opelika 7/1 ARM Mortgage Rates | Opelika 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.62% | 7.04% | 0.06 | ||||
| Opelika 5/1 ARM Mortgage Rates | Opelika 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.63% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.91% | 0.30 | ||||
| Opelika 3/1 ARM Mortgage Rates | Opelika 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.50% | 7.46% | 0.00 |
| Bank of America | 6.25% | 7.30% | 0.63 | Bank of America | 6.96% | 7.44% | 0.75 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 7.75% | 7.23% | 0.21 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 7.00% | 7.39% | 0.17 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Opelika 1-yr. ARM Mortgage Rates | Opelika 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Opelika, Alabama
Eagle Bank of Alabama, 3702 Pepperell Parkway, Opelika Alabama 36801First Alabama Bank of Lee County, 601 Avenue A, Opelika Alabama 36801
First Federal Bank, 600 Second Avenue, Opelika Alabama 36801
Mid-way Bank, Midway Shopping Center Opelika-auburn Highway, Opelika Alabama 36801
The Bank of East Alabama, 302 South 8th Street, Opelika Alabama 36801
The Bank of East Alabama, 302 South Eighth Street, Opelika Alabama 36801
The Farmers National Bank of Opelika, 605 Second Avenue, Opelika Alabama 36803
The First National Bank of Opelika, 414 South Seventh Street, Opelika Alabama 36803
Credit Unions in Opelika, Alabama
East Alabama Medical Center, P.O. Box 2588, Opelika AL 36803-2588 (334) 705-1268Mortgage Statistics for Opelika, Alabama
| Opelika | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Opelika, AL  |
35,924 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Opelika mortgage. |
22,416 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Opelika mortgage. |
12,763 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Opelika mortgage. |
349 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Opelika, AL, where you might buy a home. |
15,247 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Opelika, where you might apply for a Opelika mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Opelika, AL |
$76,380 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Opelika mortgage interest rates. |
$34,457 | $35,018 | $43,800 |