Current Mortgage Rates in Oneonta, Alabama
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Oneonta Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.88% |
| 1-yr. ARM jumbo | 4.12% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Oneonta, Alabama
| Oneonta 30-yr. fixed Mortgage Rates | Oneonta 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.25% | 0.16 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Oneonta 15-yr. fixed Mortgage Rates | Oneonta 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.70% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.78 | ||||
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Oneonta 7/1 ARM Mortgage Rates | Oneonta 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Oneonta 5/1 ARM Mortgage Rates | Oneonta 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Oneonta 3/1 ARM Mortgage Rates | Oneonta 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Oneonta 1-yr. ARM Mortgage Rates | Oneonta 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Oneonta, Alabama
First Citizens Bank of Alabama, 201 First Avenue, Oneonta Alabama 35121First Federal Savings and Loan Association of Blount County, 415 Second Avenue East, Oneonta Alabama 35121
Mortgage Statistics for Oneonta, Alabama
| Oneonta | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Oneonta, AL  |
14,201 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Oneonta mortgage. |
12,954 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Oneonta mortgage. |
448 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Oneonta mortgage. |
1,516 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Oneonta, AL, where you might buy a home. |
5,915 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Oneonta, where you might apply for a Oneonta mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Oneonta, AL |
$71,900 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Oneonta mortgage interest rates. |
$31,705 | $35,018 | $43,800 |