Current Mortgage Rates in Gadsden, Alabama
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Gadsden Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.38% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.75% |
| 7/1 ARM jumbo | 5.50% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.75% |
| 1-yr. ARM | 4.12% |
| 1-yr. ARM jumbo | 4.12% |
| 1-yr. LIBOR ARM | 4.50% |
*Mortgage Rates Updated: 11/19/2009
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Current Mortgage Rates in Gadsden, Alabama
| Gadsden 30-yr. fixed Mortgage Rates | Gadsden 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.25% | 0.16 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.94% | 0.22 | ||||
| Gadsden 15-yr. fixed Mortgage Rates | Gadsden 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.70% | 0.11 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.82 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Gadsden 7/1 ARM Mortgage Rates | Gadsden 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.81% | 3.66% | 1.00 | Chase | 5.08% | 4.11% | 1.02 |
| Chase | 4.28% | 3.83% | 1.04 | ||||
| Gadsden 5/1 ARM Mortgage Rates | Gadsden 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.80% | 3.61% | 1.02 | Chase | 4.82% | 3.87% | 1.04 |
| Fifth Third Bank | 4.25% | 3.76% | 0.29 | ||||
| Gadsden 3/1 ARM Mortgage Rates | Gadsden 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.93% | 3.60% | 1.00 | Chase | 5.54% | 3.84% | 1.02 |
| Chase | 4.19% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Gadsden 1-yr. ARM Mortgage Rates | Gadsden 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.14% | 3.56% | 1.00 | Chase | 5.23% | 3.58% | 1.04 |
Banks in Gadsden, Alabama
Alabama City Bank of Gadsden, Alabama, 2608 Schuler Avenue, Gadsden Alabama 35904Bank of Gadsden, 1001 Rainbow Drive, Gadsden Alabama 35902
Coosa Federal Savings and Loan Association, 701 Forrest Ave, Gadsden Alabama 35901
East Gadsden Bank, 801 East Broad Street, Gadsden Alabama 35903
First Alabama Bank of Gadsden, 414 Meighan Boulevard, Gadsden Alabama 35902
Southtrust Bank of Etowah County, 250 South Seventh Street, Gadsden Alabama 35901
The American National Bank of Gadsden, 232 Broad Street, Gadsden Alabama 35901
The Southern Bank Company, 221 S Sixth St, Gadsden Alabama 35901
Credit Unions in Gadsden, Alabama
Alabama Teachers, P.O. Box 1400, Gadsden AL 35901 (256) 543-7040Family Savings, 711 East Meighan Blvd, Gadsden AL 35903 (256) 543-9530
Mortgage Statistics for Gadsden, Alabama
| Gadsden | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Gadsden, AL  |
75,961 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Gadsden mortgage. |
59,887 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Gadsden mortgage. |
14,103 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Gadsden mortgage. |
1,290 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Gadsden, AL, where you might buy a home. |
34,250 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Gadsden, where you might apply for a Gadsden mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Gadsden, AL |
$68,203 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Gadsden mortgage interest rates. |
$32,004 | $35,018 | $43,800 |