Current Mortgage Rates in Decatur, Alabama
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Decatur Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.38% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.75% |
| 7/1 ARM jumbo | 5.50% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.75% |
| 1-yr. ARM | 4.12% |
| 1-yr. ARM jumbo | 4.12% |
| 1-yr. LIBOR ARM | 4.50% |
*Mortgage Rates Updated: 11/19/2009
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Current Mortgage Rates in Decatur, Alabama
| Decatur 30-yr. fixed Mortgage Rates | Decatur 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.25% | 0.16 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.94% | 0.22 | ||||
| Decatur 15-yr. fixed Mortgage Rates | Decatur 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.70% | 0.11 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.82 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Decatur 7/1 ARM Mortgage Rates | Decatur 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.81% | 3.66% | 1.00 | Chase | 5.08% | 4.11% | 1.02 |
| Chase | 4.28% | 3.83% | 1.04 | ||||
| Decatur 5/1 ARM Mortgage Rates | Decatur 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.80% | 3.61% | 1.02 | Chase | 4.82% | 3.87% | 1.04 |
| Fifth Third Bank | 4.25% | 3.76% | 0.29 | ||||
| Decatur 3/1 ARM Mortgage Rates | Decatur 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.93% | 3.60% | 1.00 | Chase | 5.54% | 3.84% | 1.02 |
| Chase | 4.19% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Decatur 1-yr. ARM Mortgage Rates | Decatur 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.14% | 3.56% | 1.00 | Chase | 5.23% | 3.58% | 1.04 |
Banks in Decatur, Alabama
Bankfirst, A Federal Savings Bank, 255 Grant Street S E, Decatur Alabama 35602Central Bank of Alabama, 251 Johnston Street, S.E. , Decatur Alabama 35602
Colonial Bank, 1105 Beltline Road, S.E. , Decatur Alabama 35601
First American Bank, 251 Johnston Street, S.E. , Decatur Alabama 35601
First National Bank of Decatur, 401 Lee Street, Decatur Alabama 35601
First State Bank of Alabama, 108 Fourth Avenue, N.E. , Decatur Alabama 35601
Heritage Bank, 211 Lee Street, N.E. , Decatur Alabama 35601
Southtrust Bank of Decatur, 254 East Moulton Street, Decatur Alabama 35601
Union Planters Bank of Alabama, 255 Grant Street, S.E. , Decatur Alabama 35601
Credit Unions in Decatur, Alabama
Family Security, 2204 Family Security Place Sw, Decatur AL 35603 (256) 340-2000Morhart, P.O. Box 1261, Decatur AL 35602 (256) 353-8734
Mortgage Statistics for Decatur, Alabama
| Decatur | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Decatur, AL  |
60,984 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Decatur mortgage. |
47,070 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Decatur mortgage. |
11,077 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Decatur mortgage. |
3,153 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Decatur, AL, where you might buy a home. |
26,716 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Decatur, where you might apply for a Decatur mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Decatur, AL |
$91,720 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Decatur mortgage interest rates. |
$39,306 | $35,018 | $43,800 |