Current Mortgage Rates in Decatur, Alabama

Thursday, August 21, 2008



Current Mortgage Rates*

Loan Type
Decatur Average
30-yr. fixed6.50%
15-yr. fixed5.88%
5/1 ARM5.88%
3/1 ARM5.62%
FHA Mortgage6.25%
Fixed Rate Mortgage7.12%
VA Mortgage6.25%
*Mortgage Rates Updated: 08/19/2008

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Current Mortgage Rates in Decatur, Alabama

Decatur 30-yr. fixed Mortgage Rates Decatur 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%6.68%0.00Citibank7.75%7.79%0.12
Bank of America6.38%6.50%0.92Bank of America7.12%7.26%1.17
Wells Fargo6.62%6.68%0.25Wells Fargo7.25%7.29%0.12
Chase6.50%6.59%0.25Chase7.12%7.16%0.12
Fifth Third Bank6.50%6.57%0.34 
Decatur 15-yr. fixed Mortgage Rates Decatur 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.25%6.37%0.25Bank of America7.62%7.82%1.00
Bank of America6.12%6.32%0.90Wells Fargo7.12%7.17%0.12
Wells Fargo6.25%6.35%0.25Chase7.00%7.05%0.12
Chase6.38%6.47%0.12 
Fifth Third Bank5.95%6.06%0.38 
Decatur 7/1 ARM Mortgage Rates Decatur 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.88%7.10%0.12Citibank7.12%7.19%0.00
Chase6.62%6.98%0.12Chase6.75%7.02%0.12
Decatur 5/1 ARM Mortgage Rates Decatur 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.08%0.00Citibank7.25%7.25%0.00
Bank of America6.00%6.84%1.08Bank of America6.75%7.10%0.95
Wells Fargo6.50%6.78%0.12Wells Fargo7.75%7.09%0.12
Chase6.25%6.90%0.12Chase7.00%7.18%0.12
Fifth Third Bank6.18%5.92%0.30 
Decatur 3/1 ARM Mortgage Rates Decatur 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.14%0.00Citibank7.75%7.39%0.00
Bank of America6.00%7.06%1.09Bank of America7.00%7.35%1.08
Wells Fargo7.50%6.97%0.12Wells Fargo8.25%7.08%0.25
Chase6.88%7.33%0.00Chase7.12%7.38%0.25
Fifth Third Bank5.73%5.72%0.26 

Banks in Decatur, Alabama

Bankfirst, A Federal Savings Bank, 255 Grant Street S E, Decatur Alabama 35602
Central Bank of Alabama, 251 Johnston Street, S.E. , Decatur Alabama 35602
Colonial Bank, 1105 Beltline Road, S.E. , Decatur Alabama 35601
First American Bank, 251 Johnston Street, S.E. , Decatur Alabama 35601
First National Bank of Decatur, 401 Lee Street, Decatur Alabama 35601
First State Bank of Alabama, 108 Fourth Avenue, N.E. , Decatur Alabama 35601
Heritage Bank, 211 Lee Street, N.E. , Decatur Alabama 35601
Southtrust Bank of Decatur, 254 East Moulton Street, Decatur Alabama 35601
Union Planters Bank of Alabama, 255 Grant Street, S.E. , Decatur Alabama 35601

Credit Unions in Decatur, Alabama

Family Security, 2204 Family Security Place Sw, Decatur AL 35603 (256) 340-2000
Morhart, P.O. Box 1261, Decatur AL 35602 (256) 353-8734

Mortgage Statistics for Decatur, Alabama

  Decatur Alabama USA
Population:
Population - The population of Decatur, AL
 60,984 4,444,343 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Decatur mortgage.
 47,070 3,160,990 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Decatur mortgage.
 11,077 1,155,027 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Decatur mortgage.
 3,153 75,801 34,671,551
HouseHolds:
HouseHolds - The total number of households in Decatur, AL, where you might buy a home.
 26,716 1,962,130 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Decatur, where you might apply for a Decatur mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Decatur, AL
 $91,720 $81,730 $132,188
Income per Household:
Income per Household - The household income where you might compare Decatur mortgage interest rates.
 $39,306 $35,018 $43,800

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