Current Mortgage Rates in Birmingham, Alabama
Thursday, March 18, 2010
Current Mortgage Rates*
Loan Type Birmingham Average |
|
| 30-yr. fixed | 7.88% |
| 15-yr. fixed | 5.25% |
| 5/1 ARM | 5.25% |
| 3/1 ARM | 5.38% |
| 10-yr. fixed | 5.25% |
| Fixed Rate Mortgage | 5.38% |
| VA Mortgage | 5.12% |
*Mortgage Rates Updated: 03/17/2010
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Current Mortgage Rates in Birmingham, Alabama
| Birmingham 30-yr. fixed Mortgage Rates | Birmingham 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.24% | 5.29% | 0.10 | Wells Fargo | 5.45% | 5.58% | 1.00 |
| Bank of America | 6.78% | 6.94% | 1.51 | ||||
| Wells Fargo | 4.88% | 5.06% | 1.00 | ||||
| Birmingham 15-yr. fixed Mortgage Rates | Birmingham 7/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.64% | 0.12 | Wells Fargo | 4.08% | 3.58% | 1.00 |
| Bank of America | 5.19% | 5.38% | 1.08 | ||||
| Wells Fargo | 4.22% | 4.53% | 1.00 | ||||
| Birmingham 5/1 ARM Mortgage Rates | Birmingham 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.31% | 3.96% | 0.92 | Wells Fargo | 4.98% | 3.70% | 1.00 |
| Wells Fargo | 3.58% | 3.34% | 1.04 | ||||
| Birmingham 3/1 ARM Mortgage Rates | Birmingham 10-yr. fixed Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.38% | 3.76% | 1.04 | Citibank | 4.29% | 4.42% | 0.13 |
| Wells Fargo | 4.50% | 3.44% | 1.00 | Bank of America | 5.25% | 5.52% | 1.04 |
Alabama Banker's Bank, 1000 Urban Center Drive, Suite 240, Birmingham Alabama 35242
Alamerica Bank, 2170 Highland Avenue, Birmingham Alabama 35205
Amsouth Bank, 1900 Fifth Avenue, North, Birmingham Alabama 35203
Amsouth Bank of Alabama, Fifth Avenue and 20th Street, Birmingham Alabama 35202
Bank of The Southeast, 305-307 North 20th Street, Birmingham Alabama 35201
Birmingham Federal Savings and Loan Association, 550 Montgomery Highway, Birmingham Alabama 35216
Birmingham Federal Savings Bank, 550 Montgomery Highway, Birmingham Alabama 35216
Capitalsouth Bank, 2340 Woodcrest Place, Birmingham Alabama 35209
Central Bank of Shelby County, 104 Inverness Plaza, Birmingham Alabama 35243
Citizens Federal Savings Bank, 1700 Third Avenue North, Birmingham Alabama 35203
Alamerica Bank, 2170 Highland Avenue, Birmingham Alabama 35205
Amsouth Bank, 1900 Fifth Avenue, North, Birmingham Alabama 35203
Amsouth Bank of Alabama, Fifth Avenue and 20th Street, Birmingham Alabama 35202
Bank of The Southeast, 305-307 North 20th Street, Birmingham Alabama 35201
Birmingham Federal Savings and Loan Association, 550 Montgomery Highway, Birmingham Alabama 35216
Birmingham Federal Savings Bank, 550 Montgomery Highway, Birmingham Alabama 35216
Capitalsouth Bank, 2340 Woodcrest Place, Birmingham Alabama 35209
Central Bank of Shelby County, 104 Inverness Plaza, Birmingham Alabama 35243
Citizens Federal Savings Bank, 1700 Third Avenue North, Birmingham Alabama 35203
City Federal Savings and Loan Association, 2030 Second Avenue North, Birmingham Alabama 35203
Compass Bank, 15 South 20th Street, Birmingham Alabama 35233
Exchange National Bank of Birmingham, 2020 North Fifth Avenue, Birmingham Alabama 35201
First Commercial Bank, 800 Shades Creek Parkway, Birmingham Alabama 35209
First Federal Savings and Loan Association of Alabama, 2030 First Ave North, Birmingham Alabama 35203
Guaranty Federal Savings and Loan Association, 2030 First Avenue, North, Birmingham Alabama 35203
Highland Bank, 2211 Highland Avenue South, Birmingham Alabama 35205
Home Federal Savings and Loan Association, 213 North 20th Street, Birmingham Alabama 35203
Jefferson Federal Savings and Loan Association, 215 North 21st Street, Birmingham Alabama 35203
Jefferson Federal Savings and Loan Association of Birmingham, 215 North 21st Street, Birmingham Alabama 35203
National Bank of Commerce of Birmingham, 1927 First Avenue North, Birmingham Alabama 35203
National Bank of Commerce of Birmingham, 1927 First Avenue North, Birmingham Alabama 35203
Nexity Bank, 3500 Blue Lake Drive, Suite 330, Birmingham Alabama 35243
Red Mountain Bank, 10 Inverness Center Parkway, Suite 120, Birmingham Alabama 35216
Regions Bank, 417 North Twentieth Street, Birmingham Alabama 35203
Regions Morgan Keegan Trust, 417 20th Street North, Birmingham Alabama 35203
Servisfirst Bank, 3300 Cahaba Road, Suite 300, Birmingham Alabama 35223
Southern National Bank, 2020 North Fifth Avenue, Birmingham Alabama 35201
Southtrust Bank, 420 North 20th Street, Birmingham Alabama 35230
Steiner Bank, 1920 Third Avenue, North, Birmingham Alabama 35203
The Colonial Bank of Alabama, 1928 First Avenue North, Birmingham Alabama 35201
The First National Bank of Birmingham, Alabama, 4400 Seventh Avenue, Birmingham Alabama 35202
Compass Bank, 15 South 20th Street, Birmingham Alabama 35233
Exchange National Bank of Birmingham, 2020 North Fifth Avenue, Birmingham Alabama 35201
First Commercial Bank, 800 Shades Creek Parkway, Birmingham Alabama 35209
First Federal Savings and Loan Association of Alabama, 2030 First Ave North, Birmingham Alabama 35203
Guaranty Federal Savings and Loan Association, 2030 First Avenue, North, Birmingham Alabama 35203
Highland Bank, 2211 Highland Avenue South, Birmingham Alabama 35205
Home Federal Savings and Loan Association, 213 North 20th Street, Birmingham Alabama 35203
Jefferson Federal Savings and Loan Association, 215 North 21st Street, Birmingham Alabama 35203
Jefferson Federal Savings and Loan Association of Birmingham, 215 North 21st Street, Birmingham Alabama 35203
National Bank of Commerce of Birmingham, 1927 First Avenue North, Birmingham Alabama 35203
National Bank of Commerce of Birmingham, 1927 First Avenue North, Birmingham Alabama 35203
Nexity Bank, 3500 Blue Lake Drive, Suite 330, Birmingham Alabama 35243
Red Mountain Bank, 10 Inverness Center Parkway, Suite 120, Birmingham Alabama 35216
Regions Bank, 417 North Twentieth Street, Birmingham Alabama 35203
Regions Morgan Keegan Trust, 417 20th Street North, Birmingham Alabama 35203
Servisfirst Bank, 3300 Cahaba Road, Suite 300, Birmingham Alabama 35223
Southern National Bank, 2020 North Fifth Avenue, Birmingham Alabama 35201
Southtrust Bank, 420 North 20th Street, Birmingham Alabama 35230
Steiner Bank, 1920 Third Avenue, North, Birmingham Alabama 35203
The Colonial Bank of Alabama, 1928 First Avenue North, Birmingham Alabama 35201
The First National Bank of Birmingham, Alabama, 4400 Seventh Avenue, Birmingham Alabama 35202
Acipco, P.O. Box 2727, Birmingham AL 35207 (205) 328-4371
Alabama Central, 3601 4th Avenue South, Birmingham AL 35222 (205) 591-2228
Alabama Postal, P. O. Box 11627, Birmingham AL 35202 (205) 252-4812
America's First, P. O. Box 11349, Birmingham AL 35202 (205) 320-4000
Ang, P.O. Box 170204, Birmingham AL 35217-0204 (205) 841-4525
Apco Employees, 1608 Seventh Avenue North, Birmingham AL 35203 (205) 257-3601
B T W, P.O. Box 697, Birmingham AL 35203 (205) 251-3620
B V H, P. O. Box 26208, Birmingham AL 35260 (205) 933-8101
Bbm, P.O. Box 28648, Birmingham AL 35228-0084 (205) 925-1305
Birmingham Federal Employees, 801 Tom Martin DR. Room 279, Birmingham AL 35211 (205) 945-1778
Alabama Central, 3601 4th Avenue South, Birmingham AL 35222 (205) 591-2228
Alabama Postal, P. O. Box 11627, Birmingham AL 35202 (205) 252-4812
America's First, P. O. Box 11349, Birmingham AL 35202 (205) 320-4000
Ang, P.O. Box 170204, Birmingham AL 35217-0204 (205) 841-4525
Apco Employees, 1608 Seventh Avenue North, Birmingham AL 35203 (205) 257-3601
B T W, P.O. Box 697, Birmingham AL 35203 (205) 251-3620
B V H, P. O. Box 26208, Birmingham AL 35260 (205) 933-8101
Bbm, P.O. Box 28648, Birmingham AL 35228-0084 (205) 925-1305
Birmingham Federal Employees, 801 Tom Martin DR. Room 279, Birmingham AL 35211 (205) 945-1778
Birmingham News Employees, 2200 4th AVE. North, Birmingham AL 35203 (205) 325-2430
Birmingham Police, 5 Oporto-madrid Boulevard, Birmingham AL 35206 (205) 836-5099
Birmingham Post Office, P.O. Box 414, Birmingham AL 35201 (205) 252-6569
C M a , 809 3rd Avenue North, Birmingham AL 35203 (205) 251-5218
City of B'ham General Employees, 5 Oporto Madrid Boulevard South, Birmingham AL 35206 (205) 836-5112
Coca-cola United, P.O. Box 2006, Birmingham AL 35201 (205) 849-4711
Ebsco, P.O. Box 1943, Birmingham AL 35201 (205) 991-1106
Energen, 47 West Oxmoor Rd, Birmingham AL 35209 (205) 944-1192
Federal Employees, 1509 4th Avenue South, Birmingham AL 35233 (205) 322-4026
Fireman's, 1808 7th Avenue North, Birmingham AL 35203 (205) 252-6083
Health, 1400 6th Ave South, Birmingham AL 35233 (205) 930-1213
Jefferson Community Development, P.O. Box 610373, Birmingham AL 35261 (205) 838-2466
Jefferson County Employees, 716 N Richard Arrington JR. Blvd B, Birmingham AL 35203 (205) 325-5683
Jefferson County Teachers', 2120 12th Avenue North, Birmingham AL 35234 (205) 226-3933
L&n Employees, 4101 Vanderbilt Road, Birmingham AL 35217 (205) 841-2544
Mutual Savings, P.O. Box 362045, Birmingham AL 35236 (205) 682-1100
New Hope Community Development, P. O. Box 110339, Birmingham AL 35211 (205) 923-3866
New Pilgrim, 641 Goldwire Way Sw, Birmingham AL 35211 (205) 326-3852
Nrs Community Development, P.O. Box 130520, Birmingham AL 35213 (205) 833-3556
O'neal, P. O. Box 2623, Birmingham AL 35202 (205) 599-8010
S R I Employees, 2000 9th Ave South, Birmingham AL 35205 (205) 581-2312
Sixth Avenue Baptist, 1101 Martin Luther King Jr Dr Sw, Birmingham AL 35211 (205) 322-6654
Sloss, P.O. Box 170070, Birmingham AL 35217-0070 (205) 520-2100
ST. Johns Ame Birmingham, P.O. Box 11384, Birmingham AL 35203 (205) 251-3765
Birmingham Police, 5 Oporto-madrid Boulevard, Birmingham AL 35206 (205) 836-5099
Birmingham Post Office, P.O. Box 414, Birmingham AL 35201 (205) 252-6569
C M a , 809 3rd Avenue North, Birmingham AL 35203 (205) 251-5218
City of B'ham General Employees, 5 Oporto Madrid Boulevard South, Birmingham AL 35206 (205) 836-5112
Coca-cola United, P.O. Box 2006, Birmingham AL 35201 (205) 849-4711
Ebsco, P.O. Box 1943, Birmingham AL 35201 (205) 991-1106
Energen, 47 West Oxmoor Rd, Birmingham AL 35209 (205) 944-1192
Federal Employees, 1509 4th Avenue South, Birmingham AL 35233 (205) 322-4026
Fireman's, 1808 7th Avenue North, Birmingham AL 35203 (205) 252-6083
Health, 1400 6th Ave South, Birmingham AL 35233 (205) 930-1213
Jefferson Community Development, P.O. Box 610373, Birmingham AL 35261 (205) 838-2466
Jefferson County Employees, 716 N Richard Arrington JR. Blvd B, Birmingham AL 35203 (205) 325-5683
Jefferson County Teachers', 2120 12th Avenue North, Birmingham AL 35234 (205) 226-3933
L&n Employees, 4101 Vanderbilt Road, Birmingham AL 35217 (205) 841-2544
Mutual Savings, P.O. Box 362045, Birmingham AL 35236 (205) 682-1100
New Hope Community Development, P. O. Box 110339, Birmingham AL 35211 (205) 923-3866
New Pilgrim, 641 Goldwire Way Sw, Birmingham AL 35211 (205) 326-3852
Nrs Community Development, P.O. Box 130520, Birmingham AL 35213 (205) 833-3556
O'neal, P. O. Box 2623, Birmingham AL 35202 (205) 599-8010
S R I Employees, 2000 9th Ave South, Birmingham AL 35205 (205) 581-2312
Sixth Avenue Baptist, 1101 Martin Luther King Jr Dr Sw, Birmingham AL 35211 (205) 322-6654
Sloss, P.O. Box 170070, Birmingham AL 35217-0070 (205) 520-2100
ST. Johns Ame Birmingham, P.O. Box 11384, Birmingham AL 35203 (205) 251-3765
Mortgage Statistics for Birmingham, Alabama
| Birmingham | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Birmingham, AL  |
494,071 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Birmingham mortgage. |
270,489 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Birmingham mortgage. |
208,477 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Birmingham mortgage. |
9,381 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Birmingham, AL, where you might buy a home. |
220,719 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Birmingham, where you might apply for a Birmingham mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Birmingham, AL |
$116,898 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Birmingham mortgage interest rates. |
$41,729 | $35,018 | $43,800 |