Current Mortgage Rates in Bessemer, Alabama
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Bessemer Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.38% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.75% |
| 7/1 ARM jumbo | 5.50% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.75% |
| 1-yr. ARM | 4.12% |
| 1-yr. ARM jumbo | 4.12% |
| 1-yr. LIBOR ARM | 4.50% |
*Mortgage Rates Updated: 11/19/2009
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Current Mortgage Rates in Bessemer, Alabama
| Bessemer 30-yr. fixed Mortgage Rates | Bessemer 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.25% | 0.16 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.94% | 0.22 | ||||
| Bessemer 15-yr. fixed Mortgage Rates | Bessemer 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.70% | 0.11 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.82 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Bessemer 7/1 ARM Mortgage Rates | Bessemer 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.81% | 3.66% | 1.00 | Chase | 5.08% | 4.11% | 1.02 |
| Chase | 4.28% | 3.83% | 1.04 | ||||
| Bessemer 5/1 ARM Mortgage Rates | Bessemer 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.60% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.80% | 3.61% | 1.02 | Chase | 4.82% | 3.87% | 1.04 |
| Fifth Third Bank | 4.25% | 3.76% | 0.29 | ||||
| Bessemer 3/1 ARM Mortgage Rates | Bessemer 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.93% | 3.60% | 1.00 | Chase | 5.54% | 3.84% | 1.02 |
| Chase | 4.19% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Bessemer 1-yr. ARM Mortgage Rates | Bessemer 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.14% | 3.56% | 1.00 | Chase | 5.23% | 3.58% | 1.04 |
Banks in Bessemer, Alabama
First Federal Savings Bank, 1630 4th Avenue North, Bessemer Alabama 35020First Financial Bank, 1630 4th Avenue North, Bessemer Alabama 35020
Credit Unions in Bessemer, Alabama
Canaan Baptist, 824 15th Street North, Bessemer AL 35020 (205) 428-5572Marvel City, P.O. Box 713, Bessemer AL 35021 (205) 426-0578
Mortgage Statistics for Bessemer, Alabama
| Bessemer | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Bessemer, AL  |
70,822 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bessemer mortgage. |
38,090 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bessemer mortgage. |
31,755 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bessemer mortgage. |
657 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bessemer, AL, where you might buy a home. |
29,669 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bessemer, where you might apply for a Bessemer mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bessemer, AL |
$68,140 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bessemer mortgage interest rates. |
$31,798 | $35,018 | $43,800 |