Current Mortgage Rates in Bay Minette, Alabama
Saturday, November 07, 2009
Current Mortgage Rates*
Loan Type Bay Minette Average |
|
| 30-yr. fixed | 4.99% |
| 30-yr. fixed jumbo | 5.75% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 5.38% |
| 7/1 ARM | 4.25% |
| 7/1 ARM jumbo | 5.50% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.75% |
| 3/1 ARM | 4.25% |
| 3/1 ARM jumbo | 5.25% |
| 1-yr. ARM | 4.38% |
| 1-yr. ARM jumbo | 5.12% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/07/2009
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Current Mortgage Rates in Bay Minette, Alabama
| Bay Minette 30-yr. fixed Mortgage Rates | Bay Minette 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.38% | 5.42% | 0.10 | Wells Fargo | 5.71% | 5.84% | 1.00 |
| Wells Fargo | 5.00% | 5.18% | 1.00 | Chase | 5.90% | 6.03% | 1.00 |
| Chase | 5.00% | 5.16% | 1.00 | ||||
| Fifth Third Bank | 4.97% | 5.02% | 0.18 | ||||
| Bay Minette 15-yr. fixed Mortgage Rates | Bay Minette 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.77% | 4.84% | 0.09 | Chase | 5.74% | 5.95% | 1.00 |
| Wells Fargo | 4.44% | 4.75% | 1.00 | ||||
| Chase | 4.48% | 4.76% | 1.00 | ||||
| Fifth Third Bank | 4.31% | 4.38% | 0.20 | ||||
| Bay Minette 7/1 ARM Mortgage Rates | Bay Minette 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.88% | 3.73% | 1.00 | Chase | 5.30% | 4.23% | 1.00 |
| Chase | 4.43% | 3.93% | 1.00 | ||||
| Bay Minette 5/1 ARM Mortgage Rates | Bay Minette 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.64% | 3.63% | 1.04 | Wells Fargo | 4.90% | 3.95% | 1.00 |
| Chase | 4.02% | 3.72% | 1.00 | Chase | 5.08% | 3.99% | 1.00 |
| Fifth Third Bank | 4.39% | 3.86% | 0.21 | ||||
| Bay Minette 3/1 ARM Mortgage Rates | Bay Minette 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.99% | 3.66% | 1.00 | Chase | 5.63% | 3.91% | 1.00 |
| Chase | 4.27% | 3.70% | 1.00 | ||||
| Fifth Third Bank | 4.38% | 3.73% | 0.04 | ||||
| Bay Minette 1-yr. ARM Mortgage Rates | Bay Minette 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.10% | 3.61% | 1.00 | Chase | 5.22% | 3.65% | 1.00 |
Banks in Bay Minette, Alabama
First Alabama Bank of Baldwin County, 101 Hand Avenue, Bay Minette Alabama 36507Southtrust Bank of Baldwin County, 120 Courthouse Square, Bay Minette Alabama 36507
Mortgage Statistics for Bay Minette, Alabama
| Bay Minette | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Bay Minette, AL  |
19,110 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bay Minette mortgage. |
14,683 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bay Minette mortgage. |
4,039 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bay Minette mortgage. |
190 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bay Minette, AL, where you might buy a home. |
7,555 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bay Minette, where you might apply for a Bay Minette mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bay Minette, AL |
$67,400 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bay Minette mortgage interest rates. |
$34,499 | $35,018 | $43,800 |