Current Mortgage Rates in Athens, Alabama
Saturday, August 30, 2008
Current Mortgage Rates*
Loan Type Athens Average |
|
| 30-yr. fixed | 6.75% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 6.00% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 5.62% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 5.88% |
| 1-yr. ARM jumbo | 6.25% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/27/2008
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Current Mortgage Rates in Athens, Alabama
| Athens 30-yr. fixed Mortgage Rates | Athens 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.58% | 8.09% | 3.86 | Citibank | 7.25% | 7.36% | 0.21 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.04% | 7.15% | 0.44 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.17% | 7.22% | 0.12 |
| Wells Fargo | 6.69% | 6.83% | 0.25 | Chase | 6.96% | 7.02% | 0.21 |
| Chase | 6.62% | 6.71% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Athens 15-yr. fixed Mortgage Rates | Athens 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.36% | 8.55% | 6.45 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.44% | 7.60% | 0.50 |
| Wachovia | 5.76% | 6.03% | 0.87 | Wells Fargo | 7.81% | 7.93% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.32 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.37 | ||||
| Athens 7/1 ARM Mortgage Rates | Athens 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.62% | 7.04% | 0.06 | ||||
| Athens 5/1 ARM Mortgage Rates | Athens 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.63% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.91% | 0.30 | ||||
| Athens 3/1 ARM Mortgage Rates | Athens 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.50% | 7.46% | 0.00 |
| Bank of America | 6.25% | 7.30% | 0.63 | Bank of America | 6.96% | 7.44% | 0.75 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 7.75% | 7.23% | 0.21 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 7.00% | 7.39% | 0.17 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Athens 1-yr. ARM Mortgage Rates | Athens 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Athens, Alabama
Athens-limestone Bank, Market At Clinton Streets, Athens Alabama 35611Citizens National Bank of Limestone County, 110 North Jefferson Street, Athens Alabama 35611
First Alabama Bank of Athens, 201 West Green Street, Athens Alabama 35611
Reliance Bank, 112 North Jefferson Street, Athens Alabama 35611
Mortgage Statistics for Athens, Alabama
| Athens | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Athens, AL  |
42,320 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Athens mortgage. |
35,812 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Athens mortgage. |
5,175 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Athens mortgage. |
1,376 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Athens, AL, where you might buy a home. |
18,153 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Athens, where you might apply for a Athens mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Athens, AL |
$82,829 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Athens mortgage interest rates. |
$36,728 | $35,018 | $43,800 |