Current Mortgage Rates in Andalusia, Alabama
Sunday, September 07, 2008
Current Mortgage Rates*
Loan Type Andalusia Average |
|
| 30-yr. fixed | 6.50% |
| 30-yr. fixed jumbo | 7.25% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 7.12% |
| 1-yr. ARM | 6.62% |
| 1-yr. ARM jumbo | 7.00% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Andalusia, Alabama
| Andalusia 30-yr. fixed Mortgage Rates | Andalusia 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.54% | 8.04% | 3.72 | Citibank | 7.25% | 7.36% | 0.21 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.04% | 7.15% | 0.44 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.17% | 7.22% | 0.12 |
| Wells Fargo | 6.69% | 6.83% | 0.25 | Chase | 6.96% | 7.02% | 0.21 |
| Chase | 6.62% | 6.71% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Andalusia 15-yr. fixed Mortgage Rates | Andalusia 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.36% | 8.55% | 6.45 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.44% | 7.60% | 0.50 |
| Wachovia | 5.76% | 6.03% | 0.87 | Wells Fargo | 7.82% | 7.95% | 0.43 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.37 | ||||
| Andalusia 7/1 ARM Mortgage Rates | Andalusia 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.62% | 7.04% | 0.06 | ||||
| Andalusia 5/1 ARM Mortgage Rates | Andalusia 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.63% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.91% | 0.30 | ||||
| Andalusia 3/1 ARM Mortgage Rates | Andalusia 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.50% | 7.46% | 0.00 |
| Bank of America | 6.25% | 7.30% | 0.63 | Bank of America | 6.96% | 7.44% | 0.75 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 7.75% | 7.23% | 0.21 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 7.00% | 7.39% | 0.17 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Andalusia 1-yr. ARM Mortgage Rates | Andalusia 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Andalusia, Alabama
Covington County Bank, 225 East Three Notch Street, Andalusia Alabama 36420First Alabama Bank of Covington County, 200 Church Street, Andalusia Alabama 36420
First Federal Savings and Loan Association, 1100 East Three-notch Street, Andalusia Alabama 36420
First Federal Savings and Loan Association of Andalusia, 1100 East Three-notch Street, Andalusia Alabama 36420
Southtrust Bank of Andalusia, 101 West By-pass, Andalusia Alabama 36420
Credit Unions in Andalusia, Alabama
Andalusia Mills Employees Credit As, 200 Waits Drive, Andalusia AL 36420 (334) 427-3616Mortgage Statistics for Andalusia, Alabama
| Andalusia | Alabama | USA | |
|---|---|---|---|
| Population: Population - The population of Andalusia, AL  |
20,002 | 4,444,343 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Andalusia mortgage. |
17,078 | 3,160,990 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Andalusia mortgage. |
2,626 | 1,155,027 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Andalusia mortgage. |
154 | 75,801 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Andalusia, AL, where you might buy a home. |
9,811 | 1,962,130 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Andalusia, where you might apply for a Andalusia mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Andalusia, AL |
$57,700 | $81,730 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Andalusia mortgage interest rates. |
$27,887 | $35,018 | $43,800 |